Executive & Professional Liability

Executive & Professional Liability Coverage: Protecting Leaders and the Decisions They Make

Safeguard your executives, board, and professionals from high-stakes exposures.

Essential Protection for High-Value Decision Makers

In today’s complex business landscape, executives and professionals face heightened scrutiny, legal exposure, and financial risk. A single allegation—merited or not—can jeopardize personal assets and damage organizational stability. Valeris Risk Partners provides tailored Executive & Professional Liability Coverage that protects leadership teams from claims tied to management decisions, professional services, and fiduciary responsibilities. We help you navigate these exposures with clarity, strategy, and confidence.

Specialized Expertise in High-Stakes Liability

We understand the complexities of D&O, E&O, EPLI, and fiduciary exposures faced by elite organizations and their leaders.

Access to Premier Executive Liability Markets

Our boutique model provides entry to top-tier underwriters offering advanced and nuanced liability protections.

Customized Policy Architecture

We design coverage tailored to your organization’s governance, operations, service models, and risk profile.

Gap Detection & Contract Review

We identify weaknesses in existing programs and ensure your policies align with real-world liabilities.

Why Choose Us for Executive & Professional Liability Coverage?

Our Executive & Professional Liability Coverage Includes

Directors & Officers (D&O) Liability for executives and board members
Errors & Omissions (E&O) Liability for service-based and advisory professionals
Employment Practices Liability (EPLI) coverage for workplace-related allegations
Fiduciary Liability for pension, benefits, and plan administration exposures
Tailored enhancements addressing cyber liability, regulatory inquiries, and reputational risks

How We Do It

Exposure Analysis & Leadership Risk Profiling

We review governance structures, operational models, and leadership activities to identify liability hotspots.

Program Design & Market Strategy

We structure customized liability protections and engage the carriers best suited to your risk landscape.

Placement & Policy Integration

We negotiate terms, secure coverage enhancements, and ensure alignment across all executive liability policies.

Ongoing Advisory & Claims Support

We monitor emerging exposures, update your program as risks evolve, and support leaders throughout claims events.

FAQs About Executive & Professional Liability Coverage

What is the difference between D&O and E&O coverage?

D&O protects executives and board members for decisions made in leadership roles. E&O protects professionals against claims arising from errors in the services they provide.

Why do high-value businesses need these liability policies?

Complex businesses face greater regulatory, legal, and financial scrutiny. These policies protect personal assets and safeguard the organization from costly claims.

Does this coverage protect personal assets?

Yes. Executive liability policies are designed to protect leaders’ personal assets when allegations are made against them in their professional capacity.

How are policy limits determined?

We evaluate your operational complexity, industry benchmarks, regulatory exposure, and internal governance to recommend appropriate limits.

Do you help during a claim?

Yes. We provide hands-on advocacy, ensuring executives navigate claims with clarity, discretion, and support.